Things To Do In State College, Bellefonte and Centre County! Once you visit Centre County, you’ll find out why we’re never bored. We’re surrounded by scenic mountains, streams, and valleys that invite us to hike, run, paddle, and pedal. Thanks to Penn State, we can attend Broadway musicals, world-class ballet, and lectures by nationally known speakers. We browse among arts festival booths in the summer and cheer on our football team in the fall. No wonder our area is affectionately known as Happy Valley. -2008 Official Guide to Centre County, Chamber of Business and Industry Centre County Request my Free State College, Bellefonte and Centre County Relocation Package. It's packed full of useful and important information about the State College, Bellefonte and Centre County, Pennsylvania area. Don't move here without it! Remember: I'll send it to you for free and without obligation. There's so much to do in State College, Bellefonte and Centre County! Let me send you my FREE relocation package about this great area. There's NO obligation, and I promise to respond quickly... 
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What economic factor can make the purchase of a home an excellent long-term investment?
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| A |
Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time. |
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