Your Buyer Advocate will give you the competitive edge in today's fast moving real estate market. Your Buyer Advocate will immediately notify you when a property is available, and make an appointment for you to see it now. A Buyer Advocate offers you professional expertise as a skilled negotiator and expert facilitator.
As a top State College, Bellefonte and Centre County area real estate agent, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:
- You will have full access to ALL homes available on the State College, Bellefonte and Centre County market, even listings not yet on the MLS, through my professional Pennsylvania real estate affiliations.
- My expert local knowledge of the State College, Bellefonte and Centre County area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.
- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. State College, Bellefonte and Centre County is no different! It's my job to steer you into opportunities and out of traps.
- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money.
-Your Buyer Advocate will give you an unbaised view of the property you are considering.
- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions.
- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you.
- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I can educate you on the closing costs your Good Faith Estimate notes. I will give you the full benefit of my real estate knowledge and experience. For more information on closing costs, see general buyer closing cost list below.
Let me represent your best interests in your search for a new home in the State College, Bellefonte and Centre County area. While you can see a million homes on the web, actually buying your home is another matter entirely.
Buyer Closing Costs:
When a buyer applies for a loan, lenders are required to provide them with a good-faith estimate of their closing costs. The fees vary according to several factors, including the type of loan they applied for and the terms of the purchase agreement. Likewise, some of the closing costs, especially those associated with the loan application, are actually paid in advance. Some typical buyer closing costs include:
-The down payment
-Loan fees (points, application fee, credit report)
-Prepaid interest
-Inspection fees
-Appraisal
-Mortgage insurance
-Hazard insurance
-Title insurance
-Documentary stamps on the note
-Transfer tax
- NUMBER1EXPERT™ 
